Loan

GoldLoan

Customers can take the loan against gold ornaments and get relieved of your immediate requirements. While their gold stays safe with us, they can go ahead and take advantage of every opportunity. Gold Loan shall be provided to A- Class, D- Class, C- class (Nominal Members)

While other loans require income or salary proofs and several other documentation, to avail a Gold Loan all you need is gold over 22 carats. The loan amount is dependent on the value of the gold (85% of the gold value) and is guided by the Board of Directors. Customer’s gold is insured and is stored in our fire and burglary proof vaults.

Features and Benefits of Bank Gold Loan

Instant Gold Loan

Customers can now walk-into any of our Bank branch offering Gold loans with your jewellery and you can avail gold loan for any value (Maximum RS.20 Lakhs) instantly. With our simple and easy documentation process, the loan can be availed across the counter instantly.

Safety

Your gold is absolutely safe with us. Your Gold is kept in Vault Safe in Strong Rooms of our Bank giving you the guaranteed assurance of complete transparency and peace of mind. Your Gold is valued in your presence, sealed and kept in Vault Safe. Whenever you wish to get your Gold back it will be given back to you in exactly the same state as you submitted in the first place.

Interest Rates

Scheme Per/Gram Interest
3 Month 2500 11.5%
6 Month 2250 11.5%
12 Month 2125 11.5%
Gl Agriculture 2125 7%